Working Capital Facilities
Working Capital Facilities are designed to help businesses maintain smooth day-to-day operations by providing funds to manage short-term needs such as payroll, inventory, and other immediate expenses.
Decoding Credit offers structured working capital solutions that ensure your business has the liquidity it needs to grow.
Key Features:
Revolving Credit
Access funds as needed and only pay interest on what you borrow.
Short-Term Financing
Perfect for managing day-to-day operational expenses with flexible repayment terms
Flexible Loan Amounts
Borrow based on your current assets and receivables, ensuring your working capital needs are met.
Quick Disbursement
Fast access to funds to ensure uninterrupted business operations.
Benefits of Choosing Decoding Credit as an Advisor
Customized Solutions
Tailored working capital strategies aligned with your cash flow needs.
Competitive Rates
Access to the most favorable rates through our network of lenders.
Tailored strategies
Financial advisors with extensive experience in working capital management.
Continuous Support
Ongoing financial advice to ensure your business operates smoothly.
What You Need to Apply?
Credit Score and Credit History
structure the Business to maximize its effectiveness in your growth strategy.
Business Financials and Records
Profit & loss statements, balance sheets
Project Proposal
For larger loan amounts
Inventory and Receivables
Details of your current assets to determine borrowing limits.
Collateral
Depending on the nature of the project, some form of collateral or guarantee may be required
Business Plan
For larger loan amounts
Who Can Benefit?
Company / Startup Owners
Maintain smooth operations and handle day-to-day expenses effectively.
Commercial Building
Manage cash flow for payroll, utilities, and other recurring expenses.
Real-Estate Developers
Finance seasonal inventory and other short-term operational costs.
Manufacturing /
Services
Finance inventory and production costs to keep up with demand.